Sentence examples for practice lenders from inspiring English sources

In practice, lenders are often willing to consider cash-flow statements or tax returns in making lending decisions.

"In principle, assets should be sold, but in practice lenders may not benefit, and there may be very nasty ripple effects that no one wants to see happen," says Nick Scarles, the chief financial officer of Grosvenor, a British property company.The picture is further complicated by interest-rate swaps that many borrowers took out to protect them against rate rises.

For example, a 2006 HUD inspector general's audit of a Louisiana-based lender, America's Mortgage Resource, found that a company official had been involved in a practice by lenders and home builders that was once widespread and is now banned — the use of an unapproved charity to funnel down payments to home buyers so they could qualify for F.H.A. loans.

Supporters say the law balances what they see as the long unfair practice of lenders writing provisions in mortgage contracts that allow them to collect lawyers' fees from homeowners when the lender successfully forecloses.

Speaking generally, Mr. Hirsch called single-premium credit insurance "perhaps the most egregious practice" by lenders.

He plans to use the banking bill going through the Commons to introduce a statutory code of practice for lenders.

Japan's will balloon to 718% (see chart).This will not happen in practice, because lenders will stop lending long before that point as Japanese debt turns to junk.

The practice involves lenders issuing mortgages at high interest rates for people with lower incomes or poor credit ratings, usually involving adjustable rates and sometimes no down payment and no investigation of the borrower's circumstances.

In practice specialist lenders are private equity funds.

It's standard practice among lenders these days, according to CommonBond chief executive David Klein.

Peer-to-peer lending, also known as P2P lending, refers to the practice of lenders loaning money to unrelated individuals through a P2P lending platform, an online venue.