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But if they can deliver a product that would save the working poor thousands of dollars a year in interest and fees, Baddour of Texas Appleseed thinks it could work.
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On a walk around its poor 15th district there are few people, cars or policemen to be seen, perhaps because they feel unsafe as the evening draws in.
It runs through the poor 7th January neighbourhood, where more than half a dozen brick houses have been repointed and repainted so their facades look new.
"The tally of poor 4th down choices in this game represents the largest single game error rate we have ever recorded in over 10 years of performing this type of analysis.
Michael Schumacher, who qualified his Mercedes in a poor 14th position and nevertheless drove a fantastic race, passing one car after another throughout — including five cars at the start — to finish the race in eighth position.
A poor 85th-minute clearance by the left back Steph Houghton then led to the second Spanish goal, the central defender Jennifer Hermoso rifling in the loose ball from 12 yards.
Notable buildings include a ruined Byzantine fortress on a rocky hill, around which the old town was clustered; a group of religious buildings containing a theological college, a mosque, and a hospice for the poor (16th century); and a colourful covered bazaar (16th century).
By contrast, Clifford Chance, Britain's leading international law firm with nearly two-thirds of its lawyers overseas, comes a poor 31st in the profit per partner league table.At the time of its mergers it was Clifford Chance's ambition to rank among the top three firms wherever it practised.
And indeed India ranks a poor 69th out of the 90 countries rated for corruption by Transparency International, a Berlin-based organisation.India's corruption is engendered in part by no-holds-barred elections, which cost candidates and parties vast amounts of money that can most easily be raised through bribes demanded for favours.
Jenson Button, meanwhile, moved up from his poor 14th place on the grid on a three-stop strategy to finish eighth, just ahead of team-mate Sergio Perez, who did four from eighth on the grid, while Toro Rosso's Daniel Ricciardo took the final point in 10th.
OECD data ranks Canada number one in the world in college graduation, but rank a poor 15th in university degree attainment.
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CEO of Professional Science Editing for Scientists @ prosciediting.com