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Locals, poor themselves, are resentful.
Perhaps the poor themselves should have the final word.
J-PAL's research, in contrast, puts the discretion and decisions of the poor themselves centre stage.
These lenders, many of whom are poor themselves, charge interest of about 10% a year.
Ingenious schemes to better the lot of the poor fail because the poor themselves often fail to stick to them.
The story of microcredit, they argue, can even shift the blame for poverty on to the poor themselves.
"As Van der Hoff Boersma explains in his book, it's about looking for solutions that the poor themselves have.
Chadians are desperately poor themselves, but they share what little food and water is available with the Sudanese refugees.
But the surging political and economic pressures of India and China mean the poor themselves don't have the same luxury.
Some are very well-off.Some governments are throwing up their hands and leaving it to the poor themselves to step up.
THAT the children of the poor underachieve in later life, and thus remain poor themselves, is one of the enduring problems of society.
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Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com