Sentence examples for pool of borrowers from inspiring English sources

The likeliest explanation is that the pool of borrowers who are both willing to seek and eligible for a modification is drying up.

Some borrowers would try to signal their reliability to the markets by asking for loans without the option; the pool of borrowers buying options would then become riskier, on average, and the price of the option would rise; that would encourage more borrowers to do without the option, and so on.

It's no wonder that the company can undercut rates offered by existing student loan programs, because it's got its pick of a prime pool of borrowers rather than needing to lend to every student in the country.

Also, expect to see lenders reaching out to a wider pool of borrowers.

We can eliminate sub-prime as a category, while we're at it, as this is the highest risk pool of borrowers for home loans.

But the pool of borrowers that can be contacted via auto-dialers remains small, said Michele Streeter, communications manager at the Education Finance Council, a Washington group that represents some student loan companies.

"There will be clusters and pools of borrowers that will be disproportionately affected".

The problems have not spread far into the larger pool of prime borrowers, the report suggested.

"With the home ownership rate having crossed 69.2percentt in 2006," Mr. Gross writes, "lenders exhausted the pool of creditworthy borrowers.

With the tighter lending standards and the damage the miserable Michigan economy has done to so many of its businesses, the pool of eligible borrowers has shrunk considerably.

Simply restricting access to the riskiest type of loans that caused big problems during the housing mess, like interest-only loans or those issued with no income documentation, would reduce defaults while making loans available to a broader pool of creditworthy borrowers, the study found.