And Medicare recipients can stay in traditional plans where they choose their own doctors.
"We have, together, modified the museum's plans where appropriate and possible," she said.
Our employers made the broad transition from pension plans — where the risk was spread broadly and the companies were responsible for their employees' retirement — to 401(k) plans, where the risk was shifted entirely to the employees.
In addition, a lot of mutual fund purchases occur through company pension plans, where the company may be in a position to negotiate lower costs for its workforce.
Forget those 'advance care plans' where people write their wishes for how they want to spend their last days if they get ill.
Take defined-contribution pension plans, where individuals rather than companies now bear the risk that their pension pot will fall short of their retirement needs.
Many states have switched new employees to defined contribution plans, where the cost is strictly limited (there is no pension promise, and thus no shortfall to make up).
And some providers offer pay-as-you-go plans, where users pay for service in advance — like a certain amount of minutes — and buy refills as needed.
Compare that with the one per cent of those on BTP-supported suicide prevention plans, where only 10 out of more than 1,100 took their lives.
With more shares tied up in 401(k) plans, where they cannot be easily traded, fewer are available to be sold by worried investors.
It was insensitively remodelled in the 1850s and almost demolished in the 1960s, but has been restored in recent decades, working from the original plans where possible.
