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Insurance plan designs could be one factor, as could local patient cultures or doctors' incentive systems.
The people in the qualified plan world who are experts at plan designs are called third party administrators.
More companies are adopting plan designs that require employees to pay more of their own medical bills under specific circumstances so workers are increasingly feeling the pinch.
He added that because "plan designs may differ within a particular prescription discount program," it is possible that "two members using the same discount cards may see different discounts for the same prescriptions dispensed at the same pharmacy".
"In today's world you have so many health plans, so many plan designs, guidelines and formularies," he said, referring to drugs that are covered by insurance, "that it is impossible for a physician to function without the right connectivity, without having all that information at the time he is seeing the patient".
Previously, we reviewed the three basic plan designs in consumer-directed health care (CDH):.
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A weight-loss plan designed by a Miami cardiologist.
"They will have to change their plan design".
(St. Martin's, $14.95 and $7.99.) A weight-loss plan designed by a Miami cardiologist.
Britain, the host, will be unveiling a new action plan designed to further drive greater transparency.
James Tobin, an economist who later won a Nobel, was in on the plan design.
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