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In this setting insurers are financially responsible for the medical bills accrued by their members, and may distort their provider networks (or other plan characteristics) to avoid attracting sicker members.
We examined antipsychotic spending using linear models, adherence (proportion of days covered >80%) using logistic models, and nonpersistence (time to first gap in antipsychotic use >30 days) in 2009 using Cox proportional hazard models, comparing beneficiaries with versus without generic use, adjusting for individual and plan characteristics.
"It suggests that companies that offer private plans could expand their coverage of conditions that have devastating and headline-grabbing effects on individual workers without too much effect on their bottom line". Her findings also imply that other private plan characteristics play a major role in driving savings.
This paper reports on a nationwide survey of environmental farm plan programmes and plan characteristics, towards determining New Zealand's (NZ's) capability and eligibility for reporting on the Organisation for Economic Cooperation and Development's (OECD) environmental whole farm management plan agri-environmental indicator.
Fig. 2 Body plan characteristics of a stylized chordate.
Of the plan characteristics, only the drug benefit variable (beta = 0.151, t = 5.64) had a statistically significant coefficient.
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The DeMint plan, characteristic of other Republican market-oriented reform proposals, would free insurance companies to sell policies across state lines, and pay for vouchers for the uninsured by repealing TARP.
A plan characteristic and consumer preference match explained the greater odds reported.
Consumers who preferred cost saving would find such plan characteristic attractive and be more ready to report 'satisfaction with amount of PCP choice'.
In contrast, consumers who preferred PCP choice more than cost saving would feel this plan characteristic restricted their access to preferred providers, and would be less likely to report 'satisfaction with amount of PCP choice'.
When a plan had the characteristic of charging less if the providers were within network, it was strongly associated with greater odds in the reporting of 'satisfaction with amount of PCP choice.' This result suggested that this plan characteristic, which has the connotation of cost saving, was relatively popular among consumer preferences.
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