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"We've sent out about half a million new state pension statements since first launching them in September, 2014.
Mr Louman says some large businesses already pay locker firms to deliver to their employees digital copies of their pay slips and pension statements.
However, it says it is "so concerned about misinterpretation attributable to confusing state pension statements that we are issuing this urgent interim report".
"Even now, just a few months before its launch, the present government is scrambling to get its new state pension statements fit for purpose.
Tom McPhail, head of retirement policy at the adviser Hargreaves Lansdown, said: "Just a few months before its launch, the Government is scrambling to get its new state pension statements fit for purpose despite having have had years to prepare.
The mind-boggling complexity of many pension statements prevented most employees from understanding what was going on; a notable exception came at I.B.M., where a handful of older workers figured it out and began protests.
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You can find out about your state pension entitlement by visiting www.gov.uk and requesting a state pension statement.
If you are like most people in Britain, you'll barely cast an eye over the annual pension statement your company sends.
Then he produced his monthly pension statement.
One of the pensions statements that Old Mutual sent for its customer was password protected with his date of birth.
For example, back in the '60s, we automated and put all of the country's pensions, statements, and pension accounts onto what was the precursor to mainframes.
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Since I tried Ludwig back in 2017, I have been constantly using it in both editing and translation. Ever since, I suggest it to my translators at ProSciEditing.

Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com