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Other loans might allow prepayment at any time, with the penalty reduced over the years.
Peugeot immediately appealed against this comically merciless punishment and had Christophe's penalty reduced to three minutes.
Five minutes from time Quesada's third penalty reduced Ireland's lead to a point.
The hosts went 2-0 up through Danny Mills and Jake Robinson, before Matt Rhead's penalty reduced the deficit.
Another Laidlaw penalty reduced the deficit to two points but the Samoans once again responded immediately, Rey Lee-Lo streaking over on the left to restore their seven-point advantage.
Now Ireland held an 11-point lead – but after a brief flurry of Scottish possession at the end of the half Greig Laidlaw's second penalty reduced the deficit to eight.
Similar(19)
The penalty reduces drug sales for any company that refuses to give Michigan the extra discounts.
Homer converted to make it 17-6, with Robinson's third penalty reducing the deficit to eight points.
He said that 91percentt of the businesses that had used TimeValue's site since it was begun in August had had their penalties reduced or eliminated.
But Blues hit back when Lloyd Williams crossed, before two Rhys Patchell penalties reduced the visitors' deficit to 11-12 at half-time.
Even economists and commentators supporting the law acknowledge that per-employee penalties reduce hiring by raising the cost of employment.
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Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com