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Since I tried Ludwig back in 2017, I have been constantly using it in both editing and translation. Ever since, I suggest it to my translators at ProSciEditing.

Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com
payment to be processed
Grammar usage guide and real-world examplesUSAGE SUMMARY
The phrase "payment to be processed" is correct and usable in written English. You can use it in contexts where you are indicating that a payment is pending and will be handled soon. Example: "Your order is confirmed, and the payment to be processed will be completed shortly." Alternative expressions include "payment pending" and "payment under review."
✓ Grammatically correct
News & Media
Formal & Business
Wiki
Table of contents
Usage summary
Human-verified examples
Expert writing tips
Linguistic context
Ludwig's wrap-up
Alternative expressions
FAQs
Human-verified examples from authoritative sources
Exact Expressions
2 human-written examples
Having waited eight months for his Personal Independence Payment to be processed, by the time O'Donnell reached out in desperation to Berger he was suicidal, she recalls.
News & Media
But this meant you would have had to sign up for insurance before March began, meaning the actual deadline was something like the middle of February -- enough time for the payment to be processed and the insurance to kick in.
News & Media
Human-verified similar examples from authoritative sources
Similar Expressions
57 human-written examples
While this allows payments to be processed quickly, it also means that lost or stolen cards may be used even after being cancelled.
News & Media
Delays in scanning had allowed some prohibited payments to be processed, PayPal said.
News & Media
Anyone from petrol station proprietors to restaurateurs may feel that any form of payment that has to be processed through the island's banking system is at risk in Cyprus's current financial turmoil.
News & Media
iZettle expects to generate gross revenues (its own cut, that is) of around $165 million in 2018, with approximately $6 billion of total payment volume expected to be processed on its platform, PayPal noted.
News & Media
Attempting to cancel a pending payment just before it is due to be processed may be possible, but is more likely to result in the assessment of an additional charge.
Wiki
This ensures that there's enough time for the payment to arrive and be processed before the due date.
Wiki
If a Card Member chooses "No Thanks," or does nothing, the payment will be processed as usual.
News & Media
A stop payment cannot be processed if you paid with a cashier's checks or if the check has already been paid.
Wiki
"RBS is suggesting that the delayed payments will be processed 'no later than Saturday'.
News & Media
Expert writing Tips
Best practice
In customer-facing communication, provide a specific timeframe alongside the phrase to reduce user anxiety.
Common error
Do not use "payment to process" when the payment is the thing being handled. Since the payment cannot perform the action of processing itself, the passive form "to be processed" is required to be grammatically correct.
Source & Trust
84%
Authority and reliability
4.8/5
Expert rating
Real-world application tested
Linguistic Context
The phrase "payment to be processed" functions as a complex noun phrase where a noun is modified by a passive infinitive. In Ludwig examples, it often serves as the subject of a sentence or the object of a preposition (e.g., "waiting for the payment..."). According to Ludwig AI, this structure is standard for indicating a future or pending action.
Frequent in
News & Media
50%
Formal & Business
30%
Wiki
20%
Less common in
Science
5%
Social Media
3%
Reference
2%
Ludwig's WRAP-UP
The phrase "payment to be processed" is an essential tool in financial and administrative writing. Ludwig confirms that it is widely accepted across high-authority platforms like The Guardian and BBC. It effectively communicates that a transaction is in progress but not yet finalized. Users should be careful to maintain the passive voice ("to be processed") rather than the active, as the payment is the object being acted upon. Overall, it is a reliable, formal and clear way to describe financial workflows in professional English.
More alternative expressions(10)
Phrases that express similar concepts, ordered by semantic similarity:
payment pending
A shorter, adjectival form indicating the same status without the infinitive verb
payment to be made
Focuses on the obligation to pay rather than the administrative handling
payment to be cleared
Refers specifically to the banking stage where funds are verified and moved
charge to be processed
Specific to credit card or automated billing scenarios
transaction to be finalized
Uses more formal terminology common in legal or high-level business contracts
funds to be transferred
More descriptive of the physical movement of money between accounts
settlement to be completed
Technical term often used in stock markets or large-scale financial reconciliations
payment to be handled
A more general, slightly less formal way to describe processing
amount to be debited
Specifies the direction of the transaction from the payer's perspective
remittance to be executed
Highly formal and specific to cross-border or official money transfers
FAQs
How to use "payment to be processed" in a sentence?
You can use it in formal notifications, such as "Please allow three business days for your "payment to be processed"." It often appears after a noun indicating time or necessity.
What can I say instead of "payment to be processed"?
You can use alternatives like "<a href="/s/payment+pending" target="_blank" rel="alternative">payment pending", "<a href="/s/transaction+under+review" target="_blank" rel="alternative">transaction under review", or "<a href="/s/funds+awaiting+clearance" target="_blank" rel="alternative">funds awaiting clearance" depending on the context.
Is it "payment to be processed" or "payment to process"?
The correct form is "payment to be processed" because the payment is the receiver of the action. Using "<a href="/s/payment+to+process" target="_blank" rel="alternative">payment to process" would imply the money is the one doing the work.
What is the difference between "payment to be processed" and "payment to be cleared"?
While both indicate waiting, "<a href="/s/payment+to+be+cleared" target="_blank" rel="alternative">payment to be cleared" specifically implies a check or transfer is being verified for sufficient funds, whereas "payment to be processed" is a broader administrative term.
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Table of contents
Usage summary
Human-verified examples
Expert writing tips
Linguistic context
Ludwig's wrap-up
Alternative expressions
FAQs
Source & Trust
84%
Authority and reliability
4.8/5
Expert rating
Real-world application tested