Used and loved by millions
Since I tried Ludwig back in 2017, I have been constantly using it in both editing and translation. Ever since, I suggest it to my translators at ProSciEditing.

Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com
payment is overdue
Grammar usage guide and real-world examplesUSAGE SUMMARY
The phrase "payment is overdue" is correct and usable in written English.
You can use it when informing someone that a payment has not been made by the expected deadline. Example: "Please note that your payment is overdue, and we kindly ask you to settle the amount at your earliest convenience."
✓ Grammatically correct
News & Media
Wiki
Science
Alternative expressions(20)
payment is past due
payment is outstanding
payment is due
payment has not been received
no payment has been processed
payment is expected
the invoice is unpaid
payment remains unacknowledged
we are yet to receive your payment
payment is necessary
payment is still outstanding
she has not asked
she defaulted on her payment
she has not done
she has not paid
she has not spoken
she is in arrears
she has not reported
she has not left
she has not fallen
Table of contents
Usage summary
Human-verified examples
Expert writing tips
Linguistic context
Ludwig's wrap-up
Alternative expressions
FAQs
Human-verified examples from authoritative sources
Exact Expressions
3 human-written examples
About $1 billion in debt payment is overdue and another $2.5 billion will pile up by the start of next year.
News & Media
"It's difficult enough to find clients and deliver good service," he says, "but now you have to navigate taxes, regulatory issues, figure out if you have the right business insurance, how to get invoices out and how to approach clients when payment is overdue".
News & Media
Some business owners believe phone calls on even the first day after a payment is overdue can help to prevent outstanding balances.
Wiki
Human-verified similar examples from authoritative sources
Similar Expressions
57 human-written examples
The next year, Republicans on the state's budget committee quietly slipped a measure into the budget through a last-minute Motion 999 to allow payday lenders to declare a loan in default a mere 10 days after a payment was overdue, rather than the 40 days as previously reported the Capitol Times' Jack Craver.
News & Media
It represents the percentage of defaulting loans or NPLs (debtor scheduled payments is overdue by 90 days or more) as gross advances made by a bank and evaluates asset quality based on the loan portfolio.
Science
How, you may wonder, could M.B.F.S. return checks I'd sent and claim that my payments were overdue?
News & Media
Members face additional fees if any of their payments are overdue.
News & Media
After being reminded that her second and third payments were overdue she came up with a proposition for me.
News & Media
But the payment is an overdue concession in the league's evolution in recognizing the sport's dangerous realities and taking more responsibility for the players' welfare beyond the game.
News & Media
According to a payment schedule in the legislation, $125,000 is overdue.
News & Media
When a debtor is overdue in his payments, the lender feels that the time has come to teach him a lesson.
News & Media
Expert writing Tips
Best practice
When communicating that a "payment is overdue", clearly state the original due date and the outstanding amount to avoid any ambiguity.
Common error
Avoid vague language like "the payment is a little overdue". Instead, specify exactly how many days the payment is past the due date to create a sense of urgency and clarity.
Source & Trust
86%
Authority and reliability
4.5/5
Expert rating
Real-world application tested
Linguistic Context
The phrase "payment is overdue" functions as a statement of fact, indicating that a scheduled payment has passed its due date and remains unpaid. Ludwig AI confirms this with numerous examples across various contexts.
Frequent in
News & Media
50%
Wiki
25%
Science
25%
Less common in
Formal & Business
0%
Social Media
0%
Reference
0%
Ludwig's WRAP-UP
The phrase "payment is overdue" is a common and grammatically correct way to indicate that a payment deadline has passed. Ludwig AI analysis, supported by numerous examples from diverse sources, confirms its broad applicability. The phrase is typically used to inform someone of their missed payment and may precede further actions. While its register is generally neutral, the specific context can influence its formality. Alternatives such as ""payment is late"" or ""payment is past due"" offer similar meanings with subtle nuances. When using the phrase, clarity is key; always specify the original due date and amount.
More alternative expressions(10)
Phrases that express similar concepts, ordered by semantic similarity:
payment is past due
Replaces "overdue" with "past due", a common synonym emphasizing that the payment deadline has passed.
payment is late
Simplifies the phrase, focusing directly on the fact that the payment is not on time.
payment is outstanding
Highlights that the payment has not been made and is still owed.
payment is due
While "due" usually implies the payment date, in some contexts it can imply that the payment was expected earlier.
payment has not been received
Focuses on the lack of receipt, implying the payment is late without explicitly stating it.
payment deadline has passed
Emphasizes the missed deadline, making the lateness clear.
payment is delinquent
A more formal term for late payment, suggesting a more serious breach of terms.
payment is in arrears
Indicates that the payment is late and contributing to an accumulated debt.
payment is in default
Suggests a more severe situation where the non-payment could have significant consequences.
payment has lapsed
Implies the payment period has expired without the payment being made.
FAQs
What does it mean when a "payment is overdue"?
When a "payment is overdue", it means that the deadline for the payment has passed, and the payment has not yet been received.
What can I say instead of "payment is overdue"?
You can use alternatives like "payment is late", "payment is past due", or "payment is outstanding".
How do I address a customer whose "payment is overdue"?
When addressing a customer whose "payment is overdue", be polite yet firm. Clearly state the amount due, the original due date, and any late fees that may apply. Offer assistance if they are experiencing difficulties making the payment.
What are the consequences if my "payment is overdue"?
The consequences of an "overdue payment" can include late fees, a negative impact on your credit score, and potential suspension or cancellation of services. The specific consequences depend on the terms and conditions of the agreement.
Editing plus AI, all in one place.
Stop switching between tools. Your AI writing partner for everything—polishing proposals, crafting emails, finding the right tone.
Table of contents
Usage summary
Human-verified examples
Expert writing tips
Linguistic context
Ludwig's wrap-up
Alternative expressions
FAQs
Source & Trust
86%
Authority and reliability
4.5/5
Expert rating
Real-world application tested