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You then must pay "processing charges" or "transfer fees".
They tell you if you call in the next 10 minutes you'll get something else free, just pay processing and handling.
You actually end up paying about that price because they make you pay processing and handling for the main item, the "extra", and for the product.
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The important part that has been conveniently left out is the percentages that go towards paying a person to work up the package, paying a person to close the package, paying for processing, paying for copies of the docs we have signed, paying for employee health care, matching 401k contributions, paying rent, leasing telephone lines, buying computers and software, and the list goes on.
Additionally, businesses that accept credit cards pay a processing fee to the card issuers per every transaction.
In order to collect your winnings you are asked to pay a processing fee or to call a premium rate phone line.
Under the new scheme, universities will have to pay 'author processing charges' each time they want the work of their academics published.
Merchants that accept GratisCard simply pay a processing fee capped at 0.5% of a transaction.Others are also hoping to profit from undercutting interchange fees.
Typically aimed at older people, recipients are persuaded to buy a product, pay a processing fee or call a premium rate number in order to collect their winnings.
You can dip your toe into underwater photography for even less using a $12 disposable underwater camera (you'll also have to pay for processing).
Following the changes, costs of publication will fall not on the reader but on universities, which will pay "author processing charges" each time they wish to have work from one of their academics published.
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Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com