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It also decreases the prices consumers pay for stuff.
After all, printing money to pay for stuff sounds irresponsible, because in normal times it is.
"I would pay for stuff and not care what it was," he said.
Step off the treadmill of rushing around earning money to pay for stuff and you find life goes much slower.
Instead of providing their personal details and card numbers to pay for stuff online, customers just enter a username and a password.
"It's important to pay for stuff that you download," said Jennifer Hallberg, 32, who just finished an M.B.A. and is now looking for work.
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It's a horrible thought, paying for stuff others don't need.
"I don't want to get paid for stuff that isn't true," he said.
Some of what's called ad-avoidance might be better termed "paying for stuff".
Lots of other organisations offer paid-for downloads, but none has the credit card details of so many internet users who are accustomed to paying for stuff online.
The idea of paying for stuff with your phone had been around for a long time before Apple decided to take a whack at it.
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Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com