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While Ford has been an international company since early in the 20th century, its overseas divisions have long operated as semiautonomous units geared to individual markets.
RSA's UK division, 42% of its business, increased net written premiums by 1%, lagging behind overseas divisions, which were up 19%.
Even before Mr. Gabrenya's complaints, Platform Software said, it had been taking steps to isolate its overseas divisions from the sale of its software technology to customers in the United States with classified military and intelligence applications.
Bestfoods, which is based in Englewood Cliffs, N.J., has had solid sales growth, about half of it generated by buying other brands, and has many successful overseas divisions, particularly in Latin America.
Citibank, Chase, HSBC, Washington Mutual and Bank of America say they do not offer them at their retail banks, although they may be available to clients of their private banks or overseas divisions.
Prior to Frehse's tenure at the Foundations, he spent more than 20 years with Citicorp, principally with Citibank's overseas divisions, where he spent 15 years in Latin America and the Caribbean, two years in Hong Kong and the balance in the head office in New York.
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In 1967, he became president of the First National City Bank's overseas division, which handled nonbanking investments.
Richard remained in the aeronautical industry all his life, ultimately becoming President of the overseas division of Lear Siegler.
He spent his business career with the overseas division of General Motors Corp. in South America, the Near East, Africa and New York City.
Later as the head of First National City's overseas division, he set up new branches in countries across Europe and Latin America.
The scope of the inquiry suggests that the problems were isolated to a handful of executives and traders in an overseas division, and did not reflect a fundamental weakness with the bank's culture and leadership.
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