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Don't get mad over your score.
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Lesson: While it's not helpful to obsess over your credit score daily, checking at least once a month gives a general snapshot of your credit health over time.
Look over your credit score.
If you keep your spending steady, opening new cards — or raising the credit limit on your existing cards — lowers your utilization rate and generally lifts your score over time.
The tool claims to have assessed over 300,000 sites, and your score on the 1-100 scale represents the percentage of those sites that your site tops (kind of like the SAT).
Keeping credit balances low or paid off and making all debt payments on time can help raise your score over time.
The difference between the two numbers is often mistaken as the number of points your score changed over the period of time between the two credit reports being pulled.
It will also track your scores over time.... Altec Lansing will have a cool mobile gadget next month for people who like to exercise.
Between deciding on a major and obsessing over your latest SAT scores, it can be easy to forget that college life is more than just academics.
Doing so will raise your credit score over time and make your life simpler when you graduate and have to deal with repayment.
As you make payments over time, your credit score will continue to go up and can be in the high 600's or 700 even before you bankruptcy filing has come off your credit report.
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Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com