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"over spending" is a correct and usable phrase in written English.
It refers to the act of spending more than what is budgeted or planned for. Example: My credit card debt has been increasing due to my over spending habits.
Exact(53)
Keep marketing budgets relative to sales and be conservative to help avoid over spending.
In this way, you can avoid the over spending and restrict yourself to the planned budget.
Consider the debate over spending.
The parties continued to spar over spending levels as well.
The competitor in Buss always valued skills over spending power.
The dispute over spending is not entirely partisan.
Similar(6)
However, withdrawing cash and spending only that amount can help with budgeting and avoiding over-spending.
Over-spending rather.
Look at the country we are told is the exemplar of over-spending, Greece.
And he slammed President Barack Obama as a typical over-spending liberal.
It found over-spending of £1.5m on another 30 cases.
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Since I tried Ludwig back in 2017, I have been constantly using it in both editing and translation. Ever since, I suggest it to my translators at ProSciEditing.

Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com