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Do you have to opt out over and over because you don't want the exact same offer for cheap Viagra?
Employees can opt out (15% are estimated to opt out over the lifetime of the scheme, according to the Department for Work and Pensions) but employers cannot.
Rather than selling permanent life insurance, which requires users to pay in perpetuity and which payers often let lapse or opt out over time for a loss, Ethos bills itself as a more equitable insurance provider by only offering term life insurance, which policy-holders only have to pay for a fixed period of time.
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Why should parents have "opt out" power over the curriculum when it involves sexuality?
On October 15th she confirmed that the government intends to opt out of over 130 EU policing and crime measures, with a view to opting back in to better versions of some of them, including the European Arrest Warrant.
Despite these limitations, the available evidence does support the feasibility and potential benefits of routine testing (both opt-in and opt-out) over either risk stratification or on request testing.
And you can opt out of an over-the-limit fee if your bank decides to see if it can still make money levying one.
But there have been growing doubts whether Cameron really intends to opt out of it all over again.
Meanwhile, there is an existing legal challenge against a North Carolina law that allows officials opt out of presiding over same-sex marriages, which were made legal in the state in 2012, three years before same-sex marriage became legal nationwide.
The gravest impediment to opt out that the NYC Department of Education hangs over the heads of parents and children in other communities is the middle school and high school admissions process.
In his speech, Clegg made clear he is spoiling for a more immediate fight with the prime minister over plans to opt out of around 130 EU law-and-order measures and then to opt back into a smaller number.
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Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com