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Mark Bergen explained in a post last year that while people are opening savings accounts in large numbers, many of those accounts are sitting dormant, and the Findex report reinforces that conclusion.
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For banks, that is a license to make money with very little risk, particularly since they can get people to open savings accounts that pay close to nothing.
Spanish bankers working for British financial institutions say they have been hit with a barrage of questions about how to open savings accounts in London.
The business is barely break-even, but the service links customers to nearby Popular branches so that customers might open savings and checking accounts.
Since July, Triodos, a bank that specialises in ethical investments, has seen a 78% increase in customer enquiries for people wanting to open savings accounts.
Europeans are allowed to open savings accounts in any bank within the European Economic Area to access higher rates, but most don't bother.
More than half of them (52%; 1578 individuals) opened savings accounts.
You may be able to open savings accounts or multiple checking accounts that can help enact the financial decisions you have made using your budget.
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Take advantage of the recovery of the economy by opening a savings account or IRA again and starting to regain your savings.
Despite the plummeting stock market, millions of Americans are opening college savings accounts.
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