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But judges had quibbles, scoring them more than one full point below their season's best marks.
The benchmark 10-year Treasury note fell one full point, to 97 24/32.
For instance, people report an average drop of 0.6 for a divorce, and one full point for experiencing unemployment or a spouse's death.
My thyroid levels had dropped one full point when, according to my doctor, it would take "at least six weeks" on thyroid medication to get that result.
The university gives points to applicants for qualifications such as good grades and high test scores; it also gives black, Hispanic and American Indian applicants 20 extra points, which is the equivalent of raising their high-school grade-point average by one full point (from a C average to a B average, for example).
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The university automatically awards all preferred minorities, regardless of their background, academic performance, or life experiences, 20 points to their "selection index" score -- or roughly the equivalent of one full grade point (on a 4.0 scale) based solely on their race.
Despite the economic gains of the past few years, the national poverty rate in 1998 -- the latest year for which complete statistical data was available -- was 12.7percentt, just one tenth of a percentage point less than in 1989, and one full percentage point higher than in 1979.
Judge Danny Boggs said that in the university's admissions program, "race is worth over one full grade point of college average or at least an 11-point and 20-percentile boost" on the Law School Admissions Test.
Mr. Gumbinger said mortgage rates would have to increase one-half to one full percentage point to have an impact on the market.
Yields on the five-year Treasury note, for example, have fallen one full percentage point in recent weeks.
Still, the tax-equivalent yield on a 10-year municipal bond is 5.34percentt, more than one full percentage point higher than the 10-year Treasury yield.
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Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com