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But the loans that they're making are not big enough to offset the loans that are naturally running off, paying off, and the loans that are charging off.
Staff members were of the opinion that the institution would have to shoulder the expenses in the event that the employee dies before accumulating adequate benefits to offset the loans.
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In addition, they've taken steps to more evenly offset the repo loans they borrow with the repo loans they make to other firms, even if poor disclosure makes it difficult for outsiders to discern.
A bump in credit cards and commercial lending — and record origination of auto loans — further offset the home loan slowdown.
The banks are gradually earning profits to offset the bad loans, Mr. Dai said in his speech.
Lower rates may also benefit households and companies at the expense of banks, which cannot lower deposit rates enough to offset the loss of loan income.
As the regulators begin a new round of bank inspections, Mizuho and its rivals are trying to raise capital to offset the deeper bad-loan write-offs the inspectors are likely to demand.
Trying to decide how much capital banks need to offset the risk of differing loans?
The lender said it expected restructuring costs of €1.1bn (£948m) as it combined business operations and cut costs to offset the impact of low loan demand and negative European Central Bank interest rates.
So far the rising revenue and profits have more than offset the $1 billion in bad-loan provisions for the first half of 2002, a 67% increase over the same period last year.
Rather than paying down their balances after leaving school, borrowers with recent federal student loans are experiencing an increase in debt as they fail to make enough payments to offset the accumulating interest on their loans.
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Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com