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Some lenders are also reaching out to borrowers shortly after they fall behind on their payments to try to avoid having to write off the account.
As his normal bill is £35 a month, Lajmir, who lives in London's Bethnal Green, asked the company why it didn't cut off the account once it reached £100 or £200.
His technique was to keep going back to the experts until each in turn was happy, in effect, to sign off the account of their work he had put together.
He said that after phone calls and letters failed to produce any further payments, an authority bill collector was sent to the home on Wednesday afternoon: "The collector was instructed to either collect something, or turn off the account".
On Monday, The Washington Post's Amy Gardner and Kirk Ross reported that Dowless "oversaw a crew of workers who collected absentee ballots from voters and updated the Harris campaign on the numbers," based off the account of Jeff Smith, a former friend of Dowless who owns the building where Dowless purportedly ran his command center.
Those rules call for the partner in charge of a company's audit, and the partner who concurs in the audit opinion, to rotate off the account after five years of service and not be allowed to return to the audit for another five years.
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Deloitte also signed off the accounts for coffee company Starbucks.
Shin Nihon got stuck with the Resona dirty work only after another auditor, Asahi & Company, had refused to sign off the accounts.
Could they really not find anything at all in HBOS that might have merited a qualification when they signed off the accounts?
"Didn't a Jew company have the control of the security of the airport from where these airplanes had taken off?" The accounts are false.
The company hit back at the dire warning, insisting it has "medium-term flexibility" in its finances, with auditors signing off the accounts last week as a going concern.
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Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com