off my mortgage

USAGE SUMMARY

The phrase "off my mortgage" is not correct in standard written English.
It may be intended to express the idea of paying off or eliminating a mortgage debt, but it lacks clarity and proper structure. Example: "I am working hard to get off my mortgage by making extra payments each month."

⚠ May contain grammatical issues

Human-verified examples from authoritative sources

Exact Expressions

27 human-written examples

The American responds, "Just before I died, I finally paid off my mortgage".

The New York Times

"Of course," Mr. Spicer added, "I could have paid off my mortgage now with what it would be worth".

The New York Times

"I would much rather have my money in other investments as opposed to paying off my mortgage".

The New York Times

The film paid off my mortgage, and gave me the freedom to write what I want at my own speed.

The Guardian - Books

I hope to be able to pay off my mortgage!" Idle tweeted: "Only three days to go till the Python Press Conference.

The Guardian

I hope to be able to pay off my mortgage!" On Tuesday Idle, who wrote Spamalot, tweeted that he was excited about a meeting being held that morning.

The Guardian

Human-verified similar examples from authoritative sources

Similar Expressions

32 human-written examples

It turns out First Franklin had "charged off" my second mortgage and sold my first mortgage to Bank Of America, or so I think... Who knows really?

Huffington Post

"I was going to pay off my parents' mortgage with my bonus," he told me.

The New York Times - Magazine

"Then I'll use the proceeds, along with my other savings, to pay off my fixed-rate mortgage".

The Guardian - Money

Since graduation, I have been working at a Catholic elementary school that I love, but it does not pay a wage that can help me pay off student loans, my mortgage, gas bills and so forth.

The New York Times

The choice to live off my savings with a mortgage in San Francisco until my company got funded may seem like the riskiest lean in yet.

Huffington Post

Expert writing Tips

Best practice

When discussing the concept, ensure clarity by specifying whether you are referring to the act of paying, the state of having paid, or the goal of paying it off.

Common error

Avoid using the preposition "off" to describe paying a mortgage. The correct phrasing involves using the verb "pay off" to indicate the complete settlement of the debt. "Off" is typically used with debts that are written off due to non-payment.

Linguistic Context

The phrase "off my mortgage" is intended to function as a prepositional phrase, aiming to describe the action of eliminating a mortgage. However, it is grammatically incorrect. As Ludwig AI explains, the proper phrasing is to "pay off my mortgage" or "eliminate my mortgage debt".

Expression frequency: Missing

Frequent in

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Formal & Business

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Less common in

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Ludwig's WRAP-UP

The phrase "off my mortgage" is grammatically incorrect and should be avoided in formal and informal writing. As Ludwig AI indicates, the correct and widely accepted alternatives are "pay off my mortgage" or "eliminate my mortgage debt". These alternatives accurately convey the action of fully repaying a home loan. Using correct terminology ensures clarity and professionalism in financial discussions. Remember to favor "pay off my mortgage" when you aim to express the complete repayment of your mortgage.

More alternative expressions

Phrases that express similar concepts, ordered by semantic similarity:

pay off my mortgage

Direct and grammatically correct way to express the action of eliminating mortgage debt.

eliminate my mortgage debt

More formal and emphasizes the removal of the debt.

settle my mortgage

Implies finalizing the payment and clearing the debt.

fully pay my mortgage

Emphasizes the completion of all mortgage payments.

clear my mortgage

Similar to 'eliminate' but slightly less formal.

discharge my mortgage

Formal term indicating the release of the mortgage obligation.

liquidate my mortgage

Describes converting assets into cash to pay the mortgage.

retire my mortgage

Figurative language suggesting the mortgage is no longer active.

make the final mortgage payment

Focuses on the action of making the last payment.

have no remaining mortgage balance

States the result of having paid off the mortgage.

FAQs

What is the correct way to say "off my mortgage"?

The correct way to express eliminating your mortgage debt is to say "pay off my mortgage" or "eliminate my mortgage debt". The phrase "off my mortgage" is grammatically incorrect.

What does it mean to "pay off my mortgage"?

To "pay off my mortgage" means to completely repay the outstanding balance of your home loan, thus owning your home outright without owing any money to the lender.

Are there any benefits to paying off my mortgage early?

Yes, paying off your mortgage early can save you a significant amount of money in interest payments. It also provides financial security and peace of mind by eliminating a major debt.

What are some alternative ways to eliminate my mortgage debt faster?

You can "make extra mortgage payments", refinance to a shorter-term loan, or make bi-weekly payments. Consider if these strategies align with your overall financial goals.