It says something pretty damning about straight men that so many of us, even unconsciously, appear to believe that you put in the nice behaviour and the friendship, and then at the end of all that you get your allocated bit of sex.
This year on the other side of the track from the grandstand, but within a photo finish of the winning line, are a collection of new high-end gazebos, with light brown wooden chairs and white railings around your allocated space of prime Berkshire grass.
And how is the bond portion of your portfolio allocated?
However, Hugh McGuirk, head of municipal bond investments at T. Rowe Price, said that if you are in or nearing retirement and have 45percentt of your portfolio allocated to fixed income, "a third of that should be in munis".
If you know you want a certain amount of your portfolio allocated to a class of stocks, you can spend half the money to get it via an "ultra" index exchange-traded fund like this one.
If you believe the dollar is doomed (or not doomed), consider a globally diversified bond portfolio for that portion of your assets allocated to bonds.
Depending on the time frame of your betting, allocate money for your betting.
Historically both you and Hewlett-Packard, one of your biggest competitors, allocate a lot of money for R&D.
Instead, guessing about the future is replaced with deciding how much of your portfolio to allocate to a globally diversified portfolio of small, large, value and growth stocks, and how to use fixed income to mitigate risk.
Determine how much of your assets to allocate for bonds.
