Problem assets, including other real estate owned from foreclosures, totaled 3.9percentt of total loans, a figure only average, or even slightly worse than average, analysts say.
Ireland and Portugal now account for 78% of total loans.
Consumer debt accounts for 15percentt of total loans.
That brings the total allowance for loan losses to 5.6percentt of total loans.
Telecommunications loans represent 2percentt or less of total loans at most banks, compared with 4percentt of total loans at J. P. Morgan, she said in a recent research report.
That sounds like large amounts, but those sectors accounted for only 4% of total loans for 2011.
NAB had the biggest proportion of investment in renewable energy, outlaying $2.49bn or 13.2% of total loans to the sector.
Of total loans outstanding in Latvia at the end of 2009, only 0.7% were in Swiss francs.
The lender's nonperforming loan ratio fell 2.12 percentage points, to 25.39 percent of total loans, after the bank wrote off 8.6 billion yuan of loans.
Foreclosures pending as a percentage of total loans increased to 0.89percentt in August, up from 0.50percentt a year earlier.
These loans, often called re-aged loans, represented 16.7percentt of total loans at the end of June, far more than the loans listed as past due.
