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And the bottom right graph shows bad loans provisions as a percentage of total credit.
JPMorgan Chase, the largest derivatives bank, has $348 billion of total credit exposure from derivatives.
In 1975, banks accounted for 55percentt of total credit extended across the economy while capital markets accounted for the rest.
Banks make little money from this peculiar "credit on credit", which makes up 70% of total credit-card loans in Brazil.
But all the government loan programs announced so far represent only a tiny fraction of the $52 trillion of total credit market instruments outstanding.
Bad loans as a proportion of total credit rose to a record 12% in July, from the previous record of 11.6% set in June.
Credit default swaps make up 97 percent of total credit derivatives at banks, though they are a small piece of the overall derivatives pie.
Just four banks account for 85 percent of total credit exposure to derivatives at American banks, according to figures from the Office of the Comptroller of the Currency.
Supply constraints could well bite: Mr Beck's research shows that business lending as a share of total credit in the economy is comparatively low in Britain.
The upstarts are still tiny: Lending Club has arranged $9 billion in loans through its marketplace, small change compared with $885 billion of total credit-card debt in America.
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