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Exact(40)
His specialist areas are cashflow and the impact of late payments.
A "tougher economic environment" will continue to increase the number of late payments, it added.
It's easier to recover from that than it would be to pull back from a string of late payments.
A reduction in business tax rates and an end of late payments by large companies were also high among concerns.
"We have had to take out close to $325,000 in loans since January because of late payments.
Ms. Bach of IPI said: "A couple of late payments on a credit card may not be too bad.
Similar(20)
"These sort of late payment fees can't be all out of proportion," he said.
His original debt was $7,000, but he now owes more than $15,000 because of late payment fees.
But there are some practical steps that small business owners can take to minimise the impact of late payment.
Business secretary Sajid Javid has pledged to crack down on the problem of late payment, which is set to cost British business more than £40bn this year.
Time and again we heard stories of people whose debt problems have grown out of late payment and overdraft charges, which were the start of a downward spiral of managing interest repayments but never managing to pay off debt.
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Since I tried Ludwig back in 2017, I have been constantly using it in both editing and translation. Ever since, I suggest it to my translators at ProSciEditing.

Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com