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We downgrade our recommendation as we cannot rule out the possibility of further provisions: the FSA investigation into 'past issues' is only just beginning.
He said the assessment of the fine was based on market estimates: analysts are expecting the bank to set aside between £4.2bn and £9bn of further provisions for RBS to cover fines and legal fees in the next three years.
Numis predicts a reinstatement of the dividend at 3p a share – and while analysts at Liberum flag up the uncertainty of hacking costs, they add: "The question for investors is whether this matter is now materially covered or whether there is the risk of further provisions.
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Profits were also boosted by the lack of any further provision for payment protection insurance compensation, which has cost the bank £12bn since 2011, and a fall in bad debt charges which were just £177m, down by 59%.
Especially the planning of further care provision, including discharge planning, is an important need.
The team spokesperson added that the walkers were "inadequately equipped for the conditions with a lack of warm clothing, food or further provisions".
In the case of a non-planar network, further provisions have to be put in place in order to ensure the delivery of the packet to its final destination.
The church fears that this would require "a considerable amount of further legislative provision" in order to "protect the position of the Church of England and other religious bodies".
He attacked the government's review of further education provision, which will see underperforming colleges merge in many parts of the country.
"It will have university status but it's not going to be a classical university because it will have a lot of further education provision for students aged 16 and up".
Further provision of the out of hours requires some essential changes.
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Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com