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A statewide referendum will decide if banks and other financial institutions can continue to share or sell data without obtaining customer permission.
A14 A Vote on Financial Privacy A statewide referendum tomorrow in North Dakota will decide if banks and other financial institutions can continue to share or sell data without obtaining customer permission.
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The essential part of Mr. Sullivan's argument is that arranging for the capacity was necessary to get customers to sign up, and that therefore it amounted to a cost of obtaining customers.
Big data of online product purchases is an emerging source for obtaining customers' preferences of product features for new product development.
Mr. Spitzer said yesterday that the company had obtained customer names and card numbers from financial institutions.
The bank said that the thieves had obtained customer names, card numbers, addresses, and e-mail details.
In an indication of the scope of the problem, AT&T filed a lawsuit on Wednesday in California against 25 people who it says fraudulently obtained customer records.
Federal law makes it illegal to obtain customer records fraudulently over a phone or the Internet, said Jennifer Granick, executive director of the Center for Internet and Society at Stanford Law School.
It is sometimes referred to as the "business records" section because public discussion around it has centered on using it to obtain customer information like hotel or credit card records.
"Nothing in today's report minimises the significance of efforts by governments to obtain customer information outside legal process," Smith said, affirming that the company remained concerned about reports of clandestine government hacking and would continue to press for more transparency from the US government and others.
The S.E.C. does not have the authority to issue subpoenas to obtain customer information from foreign banks and brokerage firms like it does in the United States, and it will have to rely on foreign regulators who may be unwilling to push hard to obtain the records.
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