On Oct. 28, as the investigation of the Breeders' Cup pick six was beginning, DaSilva obtained bank checks.
Reporters for Tolo, the country's largest private media network, obtained bank statements for at least two of Zakhilwal's accounts, dating back several years.
But the retailer has obtained bank charters in both Mexico and Canada, leading some bankers to suggest the company is laying similar groundwork in this country.
In a press statement, Sesame Credit chief data scientist Yu Wujie said the service is targeted toward users who "may have never obtained bank loans or applied for credit cards.
"The banks are going to scream bloody murder when retailers try to obtain banking charters," he said.
The card allows them not only to obtain banking services, but also to participate more fully in American life in ways like reporting crimes, traveling on planes and renting videos.
A second would allow prosecutors to issue administrative subpoenas in a money laundering investigation rather than just using criminal grand jury subpoenas to obtain banking records, allowing information in some cases to be gathered more quickly.
"I size this market as coming from three categories," says Rowe. "People who don't have accounts; those who cannot obtain banking accounts; and people who hate banks.
A fifth of respondents also said they would consider obtaining banking or insurance services from potential disruptors such as Google, Amazon or Facebook.
