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If there are really 330m £50 notes in circulation – five times the number of people in the UK – why have few of us ever seen one (New £50 note: Bank of England asks public to nominate scientist, 2 November)?
In their note, "Bank Flows and Basel III -- Determinants and Regional Differences in Emerging Markets," the authors argue that "emerging markets are likely to be affected through both trade and financial flows".
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But a spokesman, Kevin Mukri, noted that bank regulators can and do bring their own civil enforcement actions.
Three banks in Scotland are authorised to issue notes: Bank of Scotland, Clydesdale Bank and Royal Bank of Scotland.
The filing states that at the end of 2001, the total amount owed the company in notes, bank loans and advances was $130 million.
Christopher Whalen, a noted bank analyst at Institutional Risk Analytics, told HuffPost the situation in the banking industry is "pretty gruesome".
Or, she noted, bank customers can deposit checks and move money without stepping foot in a bank, but "I have to go to a doctor to do everything".
Included in this collection are a variety of bills, promissory notes, leases, bank notes, legal documents, and receipts.
But it noted banks it did not include in the report may also be vulnerable.
Moreover, as Mr. Boyle once noted, "banks did not lend money to the average fellow".
Before the usury laws were doused three decades ago, Pastor O'Connor noted, "banks made money, and people understood the risks and responsibilities of borrowing".
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Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com