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The third option is the "no cost" option — perhaps a misnomer as it means you are trading the lack of cash for the fees for a somewhat higher interest rate.
If you were to suddenly have to sell your home after a year, the "no cost" option could actually be less expensive because you haven't paid as much out of pocket.
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"We are looking for a low-cost or no-cost option," Mr. Medbury said.
On birth control, insurers will be required to offer at least one no-cost option in each FDA-approved category.
In claiming that the SFE is a no-cost option, it appears Ford has either a quirky sense of humor or is shading the truth.
The five-speed manual -- standard on the 2.5 model and a no-cost option on the 3.0 -- was lifted from the Mondeo, but it shifts with slick precision.
The front seats, which adjust in various ways, are fairly comfortable, and are covered in an attractive velour cloth, leatherette (a no-cost option), or real leather ($700).
When son No. 2 is ready, however, the no-cost option won't be available, and for now, the family is wary of having him possess the nicest mobile hardware in the house, no matter who pays for it.
By the fall of 1996, the company had set up shop in a back room of Mr. Casdin's parents' apartment on the Upper West Side, a convenient, no-cost option but one with at least one pitfall.
One longstanding media project is the WMMT radio show Calls From Home, which broadcasts messages of news and inspiration into area prisons that receive its radio signal and provide families with a no-cost option to send a personalized message to their incarcerated loved ones.
A no-cost option is 19-inch wheels with summer tires, and these would easily yield far better grip.
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CEO of Professional Science Editing for Scientists @ prosciediting.com