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Renters also need insurance: Your building itself is probably insured by the owner, but your contents are not.
We need insurance advice.
You need insurance.
Why did we even need insurance?
"You're going to need insurance".
They need insurance, life insurance, education insurance.
"The elderly need insurance against drug costs just as they need insurance against other medical costs.
"I need insurance," he said, "but it's too expensive".
When fire and theft premiums rise, those who really need insurance still pay up.
Poor people need insurance more than wealthier people do, because they have no other cushion.
We need insurance plans (health savings accounts?) that give patients a stake in careful spending.
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