"African-Americans have so much legacy of mistrust in the health system that the usual outreach doesn't work for a lot of them, so we decided to enlist people who are already trusted figures in the community," she said.
"We thought this was a very expensive way to buy a banking license that came with too much legacy management," said Thomas Rodes, who follows Japan's Internet industry at Nikko Salomon Smith Barney.
The opportunity for new players exists because there isn't as much legacy infrastructure.
Cloud-scale data centers are often green-field scenarios, that means there is not much legacy support required, which lowers the barriers to entry of SDN offerings.
SMBs may not have as much legacy tech as enterprises do, but they also don't have the same level of resources to handle integration tasks.
They will vary by industry, by company and by factors such as the cost of electricity, computing needs, how much legacy technology is there, the age of the company's IT infrastructure and the cost advantages of consolidating through virtualization or regionalization.
