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How much extra capital?
On one slide, he estimated how much extra capital expenditure would be needed to produce extra coffee pods.
Still, shareholders might feel more confidence about that assertion if the bank had detailed just how much extra capital it might have to find.
The reports are being put together by Oliver Wyman and Roland Berger, two consulting firms retained by the Spanish economy ministry in May, giving them just a month to work out how much extra capital the banking sector would need to stay afloat.
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But the panel that is writing rules for "too big to fail" banks, the Financial Stability Board, said it needed another year to resolve crucial questions like how to define such banks and how much extra reserve capital they should be required to have.
Part of the money raised through this year's Guardian Christmas appeal will bring much needed extra capital into the community.
Much of this extra capital came from a series of complicated share-swaps with other state-owned firms, which some analysts think over-valued the bank's shares.
Bank representatives are still wary about details that remain to be worked out, however, including how much of an extra capital cushion would be imposed on the biggest of the big institutions like Bank of America, JPMorgan Chase and Citigroup.
Much of the extra capital spending will be funded by a £15bn sell-off of public assets by 2020 including the £10bn student loan book and £5bn in land and property.
"As a result, Verizon's home Internet service would require much less labor and no extra capital expenses.
In June, Oliver Wyman published a preliminary estimate that Spanish banks needed as much as 62 billion euros in extra capital.
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Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com