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Along with Argent, Citigroup bought one of the industry's biggest and most efficient debt collection operations.
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The debt avalanche is the most efficient way to pay off your debt.
It's designed for people with high-interest credit card debt who struggle to pay off the balances each month and need help figuring out the most efficient way to pay down their debts.
Furthermore, Runcie added, it wasn't clear that telling all borrowers about all their options would be the "most efficient or effective way" to help borrowers manage their debts.
But, by their nature of being public corporations, Fannie and Freddie are also obliged to make debt payments and earn income in the most efficient manner possible, hardly the domain of any entity with federal ties.
Having given Yukos virtually no time to pay, the government not only ignored its attempts to negotiate a payment schedule and an offer by its on-trial ex-boss Mikhail Khodorkovsky (pictured) to sell his stake to cover the debt: it chose to bite off the biggest, most efficient chunk of Yukos.
The most efficient way to use the money is to clear any expensive short-term debt, such as a credit card, store card or overdraft, says Damien Fahy, founder of personal finance site Moneytothemasses.com.
Our priority in the design of tax policy ought to be to identify the most efficient way of raising the funds necessary to finance government and pay down debt.
We're the most efficient, efficient farmers.
AND, probably, the most efficient.
Which route would be the most efficient?
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