mortgaged by

USAGE SUMMARY

The phrase "mortgaged by" is correct and usable in written English.
It can be used in contexts discussing property ownership, financial obligations, or legal agreements related to mortgages. Example: "The house was mortgaged by the previous owner, which complicated the sale process."

✓ Grammatically correct

News & Media

Encyclopedias

Science & Research

Human-verified examples from authoritative sources

Exact Expressions

5 human-written examples

Their lives will be mortgaged by the debt we put on their backs".

The New York Times

And the second question is: how much of the future will be mortgaged by the effort to hit the 8% target, whether or not it is successful?

The Economist

Sprung from a line of freeholders, or "Franklins," his father inherited a small family estate, which was so deeply mortgaged by his immediate predecessor that it was found necessary to sell it; but by his success in commercial pursuits he was enabled to maintain and educate a family of twelve children, of whom one only died in infancy.

Encyclopedia Britannica

To my grandfather, who grew up in a different era, just being a "saver" and not being "mortgaged by debt" was a significant goal.

Science Magazine

We are tired of having our figurative future farm mortgaged by politicians who are not thinking of our future, or of us.

Huffington Post

Human-verified similar examples from authoritative sources

Similar Expressions

53 human-written examples

Helping households in distress is a retail business, requiring decisions on a mortgage-by-mortgage basis.

The New York Times

You can't pay your mortgage by doing theater.

The New York Times - Arts

The cost to litigate mortgage by mortgage would outstrip any possible recovery.

The New York Times

Lending on commercial property is up by 84% and home mortgages by 32%.

The Economist

I pay my mortgage by considering the things that my characters are about to do next.

The Guardian

To reduce foreclosures, Mr Obama's administration has subsidised modifications of troubled mortgages by private lenders.

The Economist

Expert writing Tips

Best practice

Use "mortgaged by" when emphasizing that a debt has encumbered someone's future prospects or assets, as it connects the financial burden directly to a specific action. For example, "Their future was "mortgaged by" student loan debt."

Common error

Avoid using "mortgaged by" when you intend to describe the active process of mortgaging something. The phrase describes a state of being affected by a mortgage, not the act of obtaining one. Instead of saying "He mortgaged by the bank", use "He obtained a mortgage from the bank."

Linguistic Context

The phrase "mortgaged by" typically functions as a passive adjectival phrase, modifying a noun to indicate that it is burdened or encumbered by a mortgage. Ludwig AI validates this usage with multiple examples showing the phrase connecting a subject to its debt obligation.

Expression frequency: Rare

Frequent in

News & Media

60%

Encyclopedias

20%

Science & Research

20%

Less common in

Formal & Business

0%

Academia

0%

Wiki

0%

Ludwig's WRAP-UP

In summary, "mortgaged by" is a passive adjectival phrase used to describe something encumbered by a mortgage. It is grammatically correct and functions to convey financial burden or obligation, as validated by Ludwig AI. While not highly frequent, it is found in neutral contexts like news and encyclopedias. Remember to use it when describing a state of being affected by a mortgage rather than the act of obtaining one. Understanding these nuances will help you use the phrase accurately and effectively.

More alternative expressions

Phrases that express similar concepts, ordered by semantic similarity:

encumbered by a mortgage

Replaces "mortgaged" with "encumbered", emphasizing the burden or restriction caused by the mortgage.

burdened by debt

Focuses on the debt aspect, highlighting the weight or pressure resulting from financial obligations.

obligated through a mortgage

Highlights the legal or contractual responsibility created by the mortgage.

liable due to the mortgage

Emphasizes the legal accountability and potential risks associated with the mortgage.

financially constrained by the mortgage

Focuses on the limitations and restrictions the mortgage imposes on financial flexibility.

pledged as collateral

Highlights the act of offering property as security for the debt, emphasizing the risk of loss.

indebted through the mortgage

Highlights the state of owing money as a result of the mortgage agreement.

subject to a mortgage

Indicates that the property or asset is under the control or claim of a mortgage lender.

tied to a mortgage

Focuses on the restrictive nature of the mortgage, binding the individual or property to its terms.

bound by a mortgage agreement

Emphasizes the contractual and legal commitment of the mortgage.

FAQs

How can I use "mortgaged by" in a sentence?

Use "mortgaged by" to indicate that something is encumbered or burdened by a mortgage. For example, "The property was "mortgaged by" the previous owner" or "Their future was "mortgaged by" the large debt."

What are some alternatives to "mortgaged by"?

Alternatives include "encumbered by", "burdened by", or "subject to a mortgage", depending on the specific context.

Is it correct to say "mortgaged by a bank"?

While grammatically possible, it's more common to say that someone "obtained a mortgage from a bank" or that "the property is "mortgaged by" a previous owner's debt". The "mortgaged by" phrase usually describes the state of being encumbered.

What's the difference between "mortgaged by" and "secured by a mortgage"?

"Mortgaged by" emphasizes the encumbrance or debt associated with the mortgage, while "secured by a mortgage" highlights the security aspect where an asset serves as collateral for the loan. "The loan is "secured by a mortgage"" indicates protection for the lender.