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Having come up with a payment plan the court approved, they began submitting their monthly mortgage checks as agreed.
The question for Moody's was whether the inflow of mortgage checks would cover the outgoing payments to bondholders.
This should serve as an excellent lesson to young Americans: If you intend to spend your life running for public office, try to write the mortgage checks.
In her anxiety over keeping her house, Ms. Roberts sent mortgage checks when her forbearance agreement ran out, only to have them returned uncashed.
If the borrowers could prove that the mortgage checks were submitted, Wells Fargo said, their account would be credited and they would no longer have to make up the payments.
In a former furniture store in Falls Church, Va., dozens of American Red Cross volunteers sit at desks decorated with tiny American flags, approving hundreds of relief checks to cover $4,500 mortgage checks, $500 car payments, funeral costs, school tuition, nannies, dental bills -- often with no questions asked.
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"Every month when I write my mortgage check," he said, "I feel like I am writing a check to myself, so that's kind of cool".
Since most of these homeowners will never have any equity in their home, the mortgage check they send to the bank is money thrown in the garbage.
She told the story of a couple she met in Ohio who faithfully mailed in their mortgage check every month, only to have their home taken away from them in a home-foreclosure scam.
These days, most players are forced to wait several weeks to have loans processed and the mortgage check in their hands, instead of the wait of a week to 10 days that was usual until recently.
It has occurred to me — again, I've done no systematic study — that among married couples the person who actually makes out the mortgage check is likely to be more cautious about spending money than the person who doesn't.
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Since I tried Ludwig back in 2017, I have been constantly using it in both editing and translation. Ever since, I suggest it to my translators at ProSciEditing.

Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com