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They were in no hurry; the longer they waited, the more account numbers they could steal.
Pay therefore has to take more account of the outside market.
But the 15% that cost more account for 50% of server sales by revenue.
This gives PayPal more account holders than American Express—and with hardly any marketing.
And the debate would benefit greatly from being less national and taking more account of experiences elsewhere.
Aid and development policy, concludes Mr Banerjee, should take more account of that evidence.But is the evidence really incontrovertible?
The plan is to devolve this task to local authorities, which are bound to take more account of local feelings.
Central banks also need to take more account of the increase in debt and exceptional rises in asset prices.
It warns supervisors to take more account of macroprudential spillover as many insurers react similarly to economic events.
America has historically taken more account of improvements in the quality of goods than many European countries.
The report also suggests improving training for PhD students and that universities take more account of public policy engagement in their criteria for academic promotion.
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Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com