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"Mobile payment has moved beyond its infancy and is now poised for commercial deployment," Mr. Delaney said.
But the principle of mobile payment has broad appeal.
Conichi is also claiming this is the first time mobile payment has become widely available to hotels in Germany, Austria, and Switzerland, although this it was not possible to confirm this at publication.
Linked to the rise of facial recognition technology, mobile payment has become the dominant new backbone of digital commerce in China, thanks to the 520 million active users of Alibaba's Alipay and 600 million users of Tencent's WeChat Pay that have generated a $16 trillion economy.
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The diffusion of mobile money (also mobile payments) has so far been uneven by country.
The world of mobile payments has recently seen a lot of movement.
WeChat, which has itself expanded to include social-networking tools and mobile payments, has revenue of close to $2 billion annually, most of it still related to online gaming.
In Mexico, the bank-led regulatory model of mobile payments has limited the diffusion of the service to the unbanked population because of regulatory capture by the banking industry.
In future, central-bank staffers are to pay for sandwiches and soft drinks with their phones, rather than having their consumption charged to monthly payrolls.The idea of mobile payments has worked well elsewhere, from Scandinavia to sub-Saharan Africa.
Uptake of mobile payments has been sluggish with high profile services including Google Wallet and Isis struggling to gain traction, despite the penetration of NFC technologies in smartphones from every manufacturer except Apple.
NFC for mobile payments has struggled with adoption.
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