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The big long-distance companies, including AT&T, have been inching toward flat-rate billing, cutting per-minute fees even as they raise (or try to raise) minimum monthly charges.
Contracts are also now required to be in plain language and explicitly lay out the plan's minimum monthly charges, as well as any optional fees.
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In today's filing, which was intended to mitigate the criticism from the earlier proposal, AT&T eliminated its minimum monthly charge of $3, a move that would benefit 15 million of the 28 million customers the company has under its basic plan.
Google AdWords has no minimum monthly charge so you will only pay for what you use.
Plus, Whitney notes these two giants now have to fork over more money during the next few quarters to comply with new, tight U.S. government guidelines that require credit card issuers to jack up the minimum payment on monthly charges.
Easel charges a minimum monthly subscription fee of $100, and it seems to be something that folks have been willing to pay to try out.
Officials at all of those banks are adamant that they have been transparent about the price increases and are providing ample ways for customers to avoid the monthly charges, like maintaining a minimum balance or signing up for direct deposit.
Account holders must maintain a minimum monthly balance of 1 cent, and they are charged a monthly maintenance fee of no more than $3.
This is a "do nothing" approach, as you pay the stated minimum monthly amount on credit cards and revolving debt (such as store charge accounts).
Most prepaid debit cards require no application, and many charge limited or no monthly fees when you meet minimum monthly loading requirements.
One bank which built its slogan around free checking is now charging as much as $15 a month for a checking account depending on the minimum monthly deposit and balance.
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Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com