But the drying up of young people's disposable income hasn't stopped the government auto-enroling them into workplace pensions with a minimum employee contribution of 4% of salary.
Uber wants to treat this non-unionized group as a contractor arrangement which gives them the maximum flexibility and minimum employee commitments.
In the US, minimum wage employees do not earn enough to survive and are forced to take a second or even a third job to make ends meet.
The factory's energy consumption is kept to a minimum and employees are encouraged to travel to work regularly by bicycle or car share.
One option being looked at is offering a National Insurance cut for those companies that pay their minimum wage employees more than that level.
Their firm, based in Austin, Texas, looked a lot like Dell in the early days, with a bare minimum of employees and assets; computers were made to order by an outside company.
The report said there was a serious problem of people being stuck in low-paid jobs, with almost one in four minimum wage employees still on that rate for the last five years.
"At a minimum, our employees are entitled to come to work without fear of sexual harassment or sexual violence".
It's no surprise then that many minimum wage employees and their families live in poverty and struggle to survive despite working full time.
