The admonishment from S.& P. was not as blunt as a warning delivered less than a week ago by Moody's Investors Service, S.& P.'s chief rival in evaluating the creditworthiness of countries and corporations.
During the mid-to-late 1990s, they added flexibility to their underwriting guidelines, introduced new low-down-payment products, and worked to expand the use of automated underwriting in evaluating the creditworthiness of loan applicants.
CS is the process of evaluating the creditworthiness of applicants to decide if the credit will be granted or not [33].
The startup's alternative approach to lending and evaluating the creditworthiness of SMBs has seen it deploy over $450 million in loans and allowed it to raise $100 million in credit facility from Goldman Sachs and others in 2012.
The whole idea that these clowns are evaluating the creditworthiness of the United States is just loony.
Institutions provide the data under agreement with the bureaus, in exchange for access to credit files so they can evaluate the creditworthiness of applicants.
Small businesses often turn to banks when looking for business loans, but traditionally, banks have relied on personal credit scores to evaluate the creditworthiness of their business.
Main Street businesses are used to turning to banks when looking for business loans, but traditionally, banks have relied on personal credit scores to evaluate the creditworthiness of their business.
Most often, that means your FICO score — the score developed by the company of the same name to help lenders evaluate the creditworthiness of a potential borrower.
But they remain dependent, fiscally and economically, on the financial success of once-scorned New York City, said Helen Cregger, a vice president of Moody's Investors Service, which evaluates the creditworthiness of local governments.
