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Thomas Cook pioneered the idea in 1841, with a trip for 570 Temperance members, offering a one-shilling (5p) day excursion from Leicester to Loughborough with tea, cricket and sandwiches.
There are around 500 credit unions in the UK, differing vastly in size, from those with just a few hundred members and run by volunteers, to those with more than 10,000 members, offering a wider range of services such as insurance and mortgages.
"I am proud to be a part of a bipartisan group of members offering a solution to this problem".
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"Emotional maturity is not being independent," said one of the younger members, offering an axiom she heard years ago.
That made an unveiling early this year all the more theatrical, as Dr. King presented the mural to a group of staff members, offering an explanation of its history and context.
Mexican doctors activated a program to allay anxiety among staff members, offering the staff information, a hot line, psychological support and medical examinations.
The best known of these are e-mail messages that seem to be from deposed African leaders or their family members, offering large sums of money as a lure to get bank account information from the victim.
But if American Express had been able to pick off a few big association members, offering them great deals if they agreed to issue Amex corporate cards, Visa and MasterCard would probably not have tried to break into the corporate card market.
In less than a year, Lockerz has grown to more than 17 million members, offering major discounts on the best fashions, electronics, music, and more.
Douglas Carswell, a leading sceptic, said the Conservative party would now unite behind a private members' bill offering a referendum, adding it could become law.
This cooperative gallery's 26 members are offering a diverse assortment of moderately priced works designed to appeal to holiday gift givers.
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Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com