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While this is no doubt a reflection of the strict supply of interest-only mortgages, it also means that first time buyers are possibly getting help from the Bank of Mum and Dad and we are seeing some of the effects of Help to Buy filtering though into the numbers.
A prolonged period of ultra-low interest rates means that first time buyers have to put aside a far smaller proportion of their income to service mortgages than they normally would: 28% in the first year of a home loan against a 50-year average of 50%.
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This means that first-time customers need not hesitate when buying their bottles from Waters Crest Winery, in Cutchogue, which opened in October.
The foot-friendly floor of a beach break also means that first-time surfers can often walk their boards past the breakers instead of wasting time and energy paddling.
This means that first-time buyers who would otherwise qualify for a mortgage but can't raise the deposit will now only need to raise 5% of the purchase price upfront (plus all the other incidental costs of buying).
All this means that first-time buyers are beginning to cast their eye on the market once more, especially as rents are getting more expensive.
Severe mortgage rationing by lenders shows little sign of easing and still means that first-time buyers typically have to put down a deposit worth at least 20% of their property's value.
This means that the first time Evra claimed and actually set out that he was abused multiple times by Suarez was at the earliest on 20 October – four days after the match – in his first FA interview.
Edis said the fact that she gave "no comment" interviews meant that the first time she had given details of Huhne standing at the hallway table "pen in hand" and forcing her to sign, was in court.
Understanding that networking should have an outcome doesn't mean that the first time you meet someone you should expect to achieve anything.
Markets know that this is by no means the first time that European countries have tried to lock currencies.
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Since I tried Ludwig back in 2017, I have been constantly using it in both editing and translation. Ever since, I suggest it to my translators at ProSciEditing.

Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com