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Lenders may take modest losses from, say, extending the period of lower interest payments yet still do better than if they pushed borrowers into foreclosure.
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It may take a big chunk of money in a modest EU budget, but it is still tiny as a share of overall public spending in the EU: about 0.4% of GDP.
"It is better to collect a modest return and a dividend check every quarter than to wait out a market rally that may take a while to materialize," she says.
It may take longer.
That may take time.
The journey may take decades.
Georgians may take some persuading.
Ms Sturgeon said it was time for modest spending increases in the next parliament of 0.5% a year - even though getting rid of the deficit may take two or three years longer.
Pike may take swimming chicks.
This may take awhile.
It may take practice.
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