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Team rivalry may affect lenders' lending behavior.
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Information asymmetry will not only affect lenders' actions but also the entire market's efficiency.
FIs closely monitor the value of an asset held as collateral and the value of collateral offered by the borrower may affect the credit rationing behavior of lenders.
These, as well as the total ex ante monetary costs involved in negotiating the loan and annual interest rates, represent loan attributes that may affect both access to credit from the formal lender and the quantum of loan.
This may affect negatively the Quality-of-Service (QoS) of the lenders while improving the QoS of the borrowers.
That may affect their play.
This may affect vulnerable people.
"We may affect the bacteria".
It also may affect things like compensation.
Politics may affect the studies as well.
This may affect the winds as well.
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Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com