The maximum charge available to the judge is life plus 30 years.
The maximum charge for one count of first-degree rape alone is life in prison.
Instead, stakeholder pensions are a standardised, cheap product with a maximum charge of 1% of the fund value.
Instead banks will be able to set their own monthly maximum charge for unauthorised overdrafts, taking together all fees and interest, which they will be required to publish.
Speaking at a news conference, Sheriff Cal Henderson said: "It's the maximum charge we feel we can get a conviction on.
She points out that 15 American states have eliminated payday lending altogether either by introducing a ban or capping the maximum charge for credit at a low level.
Fortunately, because I was not in need of in-and-out service, the desk clerk directed me to a private lot a half block away, with a maximum charge of $8.50 a day.
The CMA report stopped short of recommending overdraft caps and said that banks should set out a monthly maximum charge for unauthorised overdrafts, from which the industry generates £1.2bn in fees annually.
It must step up to the challenge and take necessary action, for example by imposing a monthly maximum charge on overdrafts, to ensure that those who are most financially vulnerable are protected".
The other measures include: Requiring that banks set out a monthly maximum charge for unauthorised overdrafts – but the watchdog held back from imposing an industry-wide cap on charges, as some had hoped.
The Competition and Markets Authority, which has been investigating the banking sector since July 2014, last week said banks should set a maximum charge for unauthorised overdrafts and publish the fee.
