maturity period

USAGE SUMMARY

The phrase "maturity period" is correct and usable in written English.
It can be used in contexts related to finance, investments, or product development, referring to the time required for something to reach maturity or full development. Example: "The bond has a maturity period of ten years, after which the principal will be repaid to the investor."

✓ Grammatically correct

Finance

Investments

Agriculture

Biology

Human-verified examples from authoritative sources

Exact Expressions

18 human-written examples

The length of the maturity period affects what is known as the liquidity of the debt i.e., how quickly it can be converted into money.

Britannica

European finance ministers have sought to ease Greece's plight by extending the maturity period of its loans and agreeing to reduce the interest rate it has to pay.

The New York Times

Federal Reserve Bank Reserve Bankk) means a Federal Reserve Bank or Branch. 1 Series EE and Series I savings bonds currently have an original maturity period of 20 years and an extended maturity period of 10 years beyond original maturity during which the bonds continue to earn interest.

Cornell University

The university that turns to the financial market will generally want the loan to have a long maturity period (i.e. to spread out the accounting cost as much as possible) and a fixed interest rate (to give certainty of cashflow).

The Guardian

The Impact of Different Option Plans on Compensation Option values are derived using the Black-Scholes model and reflect the characteristics of a typical but hypothetical Fortune 500 company; the annual standard deviation of the stock price is assumed to be 32%, the risk-free rate of return is 6%, the dividend rate is 3%, and the maturity period is ten years.

Harvard Business Review

Long-term financing includes those with a maturity period of 5 years or more.

Journal of Innovation and Entrepreneurship

Human-verified similar examples from authoritative sources

Similar Expressions

42 human-written examples

Securities with very short maturity periods are constantly repayable in money and thus have maximum liquidity.

Britannica

The simplest, and most likely, solution would be for bondholders to exchange their current bonds for ones with longer maturity periods and lower interest rates.

The New Yorker

It is recommendable to not harvest the largest individuals, since energetic condition decreases with size; in addition, larger individuals show longer maturity periods and might therefore contribute to recruitment to a greater extent.

Fisheries Research

Debt of maturity less than five years is often called short-term or floating debt and may take several forms: notes, with maturities from one to five years; treasury bills, with maturities from one month to a year and often sold at auction; and certificates of indebtedness, with similar maturity periods but available at a fixed interest rate.

Britannica

The total borrowing capacity for the fund, where it remains an attractive investment, varies with HCL maturity but for maturity periods over 15 years, it seems unlikely to be viable for lower-income patients.

Forbes

Expert writing Tips

Best practice

When discussing financial instruments, clearly define the "maturity period" to avoid ambiguity. Specify whether you are referring to the original, extended, or remaining time until maturity.

Common error

Avoid using "maturity period" and "maturity date" interchangeably. The "maturity period" refers to the length of time until maturity, whereas the "maturity date" is the specific calendar date on which the principal is repaid.

Linguistic Context

The phrase "maturity period" functions primarily as a noun phrase, often used as a subject or object within a sentence. It defines a specific duration related to the time it takes for something to reach its final or fully developed state. Ludwig examples demonstrate its usage across various contexts, like finance and agriculture.

Expression frequency: Common

Frequent in

News & Media

29%

Science

29%

Academia

18%

Less common in

Formal & Business

12%

Encyclopedias

6%

Wiki

6%

Ludwig's WRAP-UP

The phrase "maturity period" refers to the length of time until something reaches its mature state. As indicated by Ludwig, this phrase is grammatically correct and widely used across different domains, including finance, agriculture, and biology. It’s crucial to distinguish between "maturity period" and "maturity date" to avoid confusion. To enhance clarity, consider specifying the type of maturity (e.g., original, extended, or remaining). Related phrases such as "time to maturity" can provide alternative ways to express the same concept. Given its prevalence across multiple fields, understanding "maturity period" is essential for precise communication in various professional and academic contexts.

More alternative expressions

Phrases that express similar concepts, ordered by semantic similarity:

time to maturity

Emphasizes the duration leading up to the point of maturation.

duration of maturity

Focuses on the length of time something remains in a mature state.

maturation time

A more concise way of expressing the time it takes for something to mature.

development time

Highlights the time required for development to reach maturity.

term to maturity

Similar to "time to maturity" but uses 'term' to indicate a defined period.

time until maturity

Explicitly states the passage of time leading up to maturity.

gestation period

Specifically refers to the development time of an organism, especially in biology.

incubation period

Refers to the time between exposure to an infection and the appearance of the symptoms.

ripening time

Used primarily in the context of fruits, vegetables, and other agricultural items to refer to the period they require to reach ripeness.

time to harvest

Implies the period to reach a stage where harvesting or collecting is possible.

FAQs

How is the "maturity period" determined for bonds?

The "maturity period" of a bond is determined at the time of issuance and specifies the length of time until the principal amount is repaid to the bondholder. This period can range from a few months to several decades.

What happens at the end of the "maturity period"?

At the end of the "maturity period", the bond or loan reaches its maturity date, and the borrower repays the principal amount to the lender or bondholder. Any remaining interest is also paid at this time.

What are some other terms that are similar to "maturity period"?

Similar terms include "time to maturity", "duration of maturity", or "maturation time". The best alternative will depend on the specific context.

How does the length of the "maturity period" affect investment risk?

Generally, longer "maturity periods" are associated with higher investment risk because there is more uncertainty about future interest rates and economic conditions. Shorter "maturity periods" are typically considered less risky.