maturity date

USAGE SUMMARY

"maturity date" is a correct and usable phrase in written English.
It can be used to refer to the date when a loan, bond, or other obligation becomes due and payable. For example, "The loan agreement stipulates that the borrower must repay the loan by the maturity date".

✓ Grammatically correct

News & Media

Encyclopedias

Science

Human-verified examples from authoritative sources

Exact Expressions

57 human-written examples

Britain even has perpetual bonds with no maturity date.

The New York Times

In return, eurozone finance ministers will extend Portugal's loan maturity date by seven years.

The Guardian - Business

"And all we did was added a maturity date and a renewal process.

The New York Times

Debt instruments without a maturity date, requiring merely the payment of interest, are often called consols.

Encyclopedia Britannica

Finally, in the 2010 report it gave the actual maturity date of each security.

The New York Times

The investor need only consider the issuer's creditworthiness, the bond's yield and the bond's maturity date.

The New York Times

Make it paid up Stop paying the monthly premiums but don't take the proceeds until the maturity date.

The Guardian - Money

All other aspects of the scheme will remain the same, including the final maturity date of 9 April 2014.

The Guardian - Business

The notes, which were given an 8.75percentt coupon, have a maturity date of Sept. 1, 2010.

The New York Times

The maturity date was chosen at outset and normally ran to the child's 13th, 18th or 21st birthday.

The Guardian - Money

Or they can convert the debentures into stock before that maturity date, with the conversion price rising every year.

The New York Times

Expert writing Tips

Best practice

When discussing financial instruments, always specify the "maturity date" to ensure clarity about when the principal amount is due.

Common error

Avoid assuming that a bond will necessarily be held until its "maturity date". Some bonds are callable, meaning the issuer can redeem them before the stated maturity.

Linguistic Context

The phrase "maturity date" functions primarily as a noun phrase specifying a temporal reference point. It commonly identifies the date when a financial obligation becomes due. Ludwig AI confirms this is a correct phrase.

Expression frequency: Very common

Frequent in

News & Media

30%

Science

25%

Formal & Business

20%

Less common in

Encyclopedias

10%

Wiki

8%

Reference

7%

Ludwig's WRAP-UP

The phrase "maturity date" is a commonly used and grammatically correct term that refers to the date on which a financial obligation becomes due. As noted by Ludwig AI, it is prevalent in news, science, and formal business contexts. To avoid confusion, ensure that the "maturity date" isn't mistaken for a callable date, which would allow early redemption. Alternative phrasing like "due date" may be suitable in some instances, though "maturity date" offers the most precise and formal connotation. Remembering these guidelines ensures clarity and accuracy in professional and financial communications.

More alternative expressions

Phrases that express similar concepts, ordered by semantic similarity:

due date

Indicates the date an obligation must be fulfilled; very similar and often interchangeable.

expiration date

Refers to the date something ceases to be valid; relevant in contexts like contracts or perishable goods.

term end date

Specifies the final date of an agreement or period.

redemption date

Date on which a security such as a bond can be redeemed.

settlement date

The date when a transaction is completed.

final payment date

Highlights the date of the last payment in a series.

end of term

A more general phrase referring to the conclusion of a period.

time of expiry

Emphasizes the moment something is no longer valid or effective.

date of finality

Emphasizes the conclusive nature of the date.

conclusion date

Highlights the closing or completion of something.

FAQs

What does "maturity date" mean in finance?

In finance, "maturity date" refers to the date on which the principal amount of a financial instrument, such as a bond or loan, becomes due and payable.

How is "maturity date" different from "expiration date"?

"Maturity date" typically applies to financial instruments and debts, indicating when the principal is repaid. "Expiration date", on the other hand, usually refers to when something is no longer valid, such as a contract or coupon.

Can the "maturity date" of a loan be extended?

Yes, the "maturity date" of a loan can sometimes be extended through a process called loan modification or refinancing, where the terms of the loan are renegotiated.

What happens if I can't pay by the "maturity date"?

If you can't pay by the "maturity date", you may face penalties, late fees, or default, depending on the terms of the agreement. Contacting the lender before the "due date" to discuss options is advisable.