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She's not having a baby because she planned it, or can afford it, or has a brilliant maternity package, or lives near an outstanding primary school.
Amy James was seven months pregnant when she decided to quit a well-paid job (and generous maternity package) at a major professional services company to work for a national charity.
Some lenders will only take account of her actual income at the time of applying which may be a lot lower than her return-to-work salary unless she has a very generous maternity package.
Making such benefits an explicit part of the maternity package also helps foster the idea that softer re-entries to the workplace are an accepted norm, rather than an exception to the rule, says Anne Weisberg, senior vice president at the nonprofit Families and Work Institute.
She describes these programs as offering new mothers the ability to return to work on a temporary part-time schedule as part of their official maternity package, rather than having to negotiate for the arrangement separately or secure a manager's approval.
The maternity package - a gift from the government - is available to all expectant mothers.
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Sick newborn care is frequently not covered by maternity packages or maternal health financing schemes (e.g. Nepal vouchers scheme), yet has potentially large expenses associated with it.
Enhanced paternity pay or enhanced SPL might come at the expense of reduced maternity packages, he said.
As well as free or heavily discounted rail travel, drivers get long holidays, flexible working hours and decent pensions and maternity packages.
Years of hearing background chatter about women "slacking" by attending hospital appointments, or "taking advantage" of maternity packages have left me fiercely defensive, so when I became pregnant, I was determined to be none of those so-called "cliches".
Mary Mercer, from the Institute of Employment Studies, said one fear is that companies with "lovely enhanced maternity packages because they are so keen to bring women back to work" would end up not really bothered about enhancing SPL.
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Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com